

We are passionate at developing easy solutions for difficult situations.
clear, understandable, easy-to-use and a full service
We have worked for over 20 years in projects with an international and, above all, European background.

CORPORATE CLIENTS Business strategy Business plans Change management Communications strategy Competitor review Compliance Corporate governance Customer acquisition Customer management Growth strategy HR strategy Independent directorship International sanctions
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EX ARCA provides global project solutions, customized at clients’ need. Our – network based – model of management consulting brings together Clients and Consultants around great quality
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[column_content type="one_half"] Compensation is waiting. You can act here ... Delayed or cancelled flights, trains or buses ? Are you denied boarding ? Has your luggage been
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Travel expenses do represent, more and more, an important part of personal budget. Sudden illness, an accident or a severe event affecting a family member may make
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Your company works abroad? It is posting workers outside the country it is established, for missions of a short or long period of time? You are self-employed
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[column_content type="one_half"] Are you insured under Luxembourg social security ? While being abroad, are you facing urgent health problems ? Have you been sent by your Luxembourg
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Cross Borders has launched a new and innovative management consulting firm. Under the brand name EX ARCA – Consulting ACross Borders, we deliver a high-quality and, above all, very competitive approach. We have on our sides a network of independent consultants which we have create and are managing. This allows us to speedily organize multi-functional global teams or a single consultant to tackle client problems.
Our four fundamental rules for working with clients:
NETWORK – You define the objectives. We choose only the best consultants within our staff and our network. The best are those who will work well with you and deliver answers and results grounded in reality.
RESPONSE – You know your business best. We listen and respond to your needs.
RESULT – We reduce the overheads. You only pay for great people delivering excellent and customized results.
IMPLEMENTATION – You decide the way you want to work. We design and implement projects that reflect that way.
Family benefits with the purpose to replace professional revenues during children education periods have also be targeted by the European Commission in their proposals of 13 December 2016. These benefits should be considered as being individual and personal rights. And
The European Commission has presented on 13 December 2016 a new proposal to modify Regulation 883/2004 on the coordination of social security systems in the European Union. One of the most important matters of this proposal concerns the unemployment benefits.
Is it possible to pay back in advance a consumer loan? Yes, at any moment of time. The consumer has just to notify the bank in writing. But the bank may require to pay a penalty. European Directive 2008/48 (and
Some phone calls to customer centres are really expensive. Many consumers have experienced this. Now, this may change in the future, after an expected ruling by the European Court of Justice in a German case submitted on the initiative on a
Ex Arca – Consulting ACross Borders, managed by Cross Borders s.e.c.s., has drafted in January 2016 a study on the travel insurance market in Luxembourg. We have analyzed in detail 79 travel insurance products and 22 insurance providers established in Luxembourg. The request for this study came from Union Luxembourgeoise des Consommateurs (ULC) and Chambre des Salariés (CSL), both of them important players defending consumers’ and employees’ interests in the Grand-Duchy. On the basis of this study, a brochure (in German) (in French) was published by ULC and CSL in order to guide consumers through this rather complicated environment and explain, in 21 concrete steps, how to prepare and conclude a good travel insurance.
Delayed or cancelled flights, trains or buses ? Are you denied boarding ? Has your luggage been lost or damaged ? Have you been discriminated while taking public transport ? What about passenger rights ? We have the solution. A specialized website and simple-to-use app, which allows you to know exactly what refund you are entitled to, and claim your refund.
Are you insured under Luxembourg social security ? While being abroad, are you facing urgent health problems ? Have you been sent by your Luxembourg doctor to a specialist in another country ? Are you opting for specialized healthcare services abroad ? You are enabled to exercise your right of free movement and opt for healthcare in another country. To be sure about the rules that will apply to you, Cross Borders manages a website, that indicates the formalities you have to fulfill in order to be reimbursed by CNS.
Since the law of 12 November 2004, real estate agents established or working in Luxembourg are submitted to the fight against money laundering and terrorism financing. Cross Borders, in cooperation with ANDRisk, is offering tailored compliance services towards the real estate agents, in Luxembourg and the neighboring countries.
Social security international, across borders within the European Union. A website and dedicated services about social security coverage, pensions, posting, family allowances and healthcare.
You are seeking more control, and value in your consulting spend. Your want advice that is genuinely tailored to your situation. You want to work with a person you trust. You want flexibility. You want your project to succeed.
We are a network-based consulting firm. We do not have large headquarters and overheads obliging us to invoice as high as conventional consulting firms. We use a network of freelance consultants, each highly qualified and experienced. We are working in all major sectors and regions of the world.

All of these components are made in the same style, and can easily be integrated into projects.
As a member of the team of consultants of EX ARCA, I particularly appreciate the international character and the global approach of the mandates. EX ARCA situated in the heart of Europe has a special sensitivity for the needs of their clients tackling all disciplines, being multilingual and culturally close to the specific needs of their clients. Moreover, EX ARCA
Crossborders consulting services and solutions are now available.
With our experienced team and Ex Arca consultants, we are able to respond to any client need. Ask us.
The European Commission has presented on 13 December
Cross Borders s.e.c.s., 179 route d'Arlon, L-8011 Strassen
G.D. Luxembourg